ASPIRING homeowners have more and more ways to get on the ladder with very small deposits or without any savings at all.
Read MoreThe best low deposit mortgages for first-time buyers where you can buy a home with no savings
Category: Mortgage
Mortgage applications surge as buyers rush to beat tax deadline
Santander UK has reported it saw a 130% increase in mortgage applications in Q4 2024 compared to Q4 2023, as buyers rush to secure a property purchase during the Government’s stamp duty holiday.
Read MoreSolo buyers rebound according to new mortgage figures
Some 50% of buyers have been purchasing alone over the last four years, according to data from the Mortgage Advice Bureau.
Read MoreSome mortgage rates cut below 4% as competition picks up
Two major lenders launched mortgage deals on Thursday with interest rates of less than 4%, as competition picks up in the sector.
Read MoreAdvice for first-time buyers facing ‘stiff competition’ for homes
First-time buyers are being urged to save ‘that little bit extra’ for a deposit as analysis showed there was tough competition for the homes in their price range.
Read MoreMortgage price wars heat up as five major lenders cut interest rates after Bank of England decision
Yorkshire Building Society, Halifax, Santander, and Virgin Money have all unveiled rate cuts across their product ranges.
Read MoreNorthern England predicted to outpace the South
Northern cities are set to outpace London and the South in house price growth over the next five years, property investment firm UOWN has predicted.
Read MoreThe unusual mortgage payment trick that could clear debt five years earlier
Households may be able to save tens of thousands of pounds in mortgage interest payments by changing when they make their repayments.
Read MoreInterest rates: What does a 0.25% cut mean for your mortgage, savings and bills?
The Bank of England (BoE) have today announced their base rate is to be cut 25 basis points, leaving the Bank Rate – what we might simply call the interest rate – at 4.5 per cent, the lowest it has been in the UK since mid-June 2023.
Read MoreUK housebuyers warned over eight reasons mortgage could be rejected
Four out of every 10 first-time buyers have had their first attempt at getting a mortgage turned down.
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