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Tag: ftb

FTB mortgages up to 17% cheaper than renting, Lloyds says

October 13, 2025October 13, 2025 interestratesinfo

The average first-time buyer mortgage with a 5% deposit is typically up to 17% cheaper than renting, with an annual saving of £2,700 per year, a report has said.

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Mortgagefirst time buyer, ftb, home buying, Lloyds, LTV, mortgage, news, property, property ladder, renting, ukLeave a comment

First time buyers ‘returning to The Smoke’ reveals Rightmove

July 7, 2025July 7, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

New analysis by the portal reveals many first-time buyers are looking at properties in cities albeit not in uber-expensive London.

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Mortgagefirst time buyers, ftb, mortgage, news, property, Propertymark, Rightmove, ukLeave a comment

HSBC relaxes affordability tests to boost FTB lending by up to £39,000

April 22, 2025April 22, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

HSBC has eased stress test calculations for homebuyers and remortgagers, adding that the move will mean some first-time buyers will be able to borrow an extra £39,000.

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MortgageFCA, first time buyer, ftb, HSBC, mortgage, mortgage lending, news, property, ukLeave a comment

Regulators to consult over mortgage 4.5 times salary LTI threshold

April 7, 2025April 7, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Regulators will consult over raising the loan-to-income flow limit threshold in mortgage lending.  

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MortgageBuilding Societies Association, FCA, Financial Conduct Authority, first time buyer, ftb, Henry Jordon, loan-to-income, LTI, mortgage, Mortgage Lenders Association, mortgage lending, Nationwide, news, property, regulator, uk, UK financeLeave a comment

Some mortgage rates cut below 4% as competition picks up

February 17, 2025February 17, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Two major lenders launched mortgage deals on Thursday with interest rates of less than 4%, as competition picks up in the sector.

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Mortgagebank of england, Barclays, firsttimebuyer, ftb, mortgage, mortgage deals, mortgage lenders, Nationwide, news, property, Santander, tracker mortgage, uk, variable rate mortgagesLeave a comment

Nationwide’s new mortgage rule gives first-time buyers less of a helping hand

January 27, 2025January 27, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Nationwide has dealt first-time buyers on modest incomes a blow by upping the minimum income threshold on its sole applicant Helping Hand mortgage from £35,000 to £40,000. 

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Mortgagefirst time buyer, ftb, mortgage, mortgage borrowing, mortgage lender, Nationwide, news, property, property ladder, property market, property prices, ukLeave a comment

Increasing mortgage options for first time buyers

October 14, 2024October 14, 2024 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Whilst affordability remains the biggest stumbling block for those wishing to get onto the property ladder, interest rates have reduced and there are plenty of mortgage options available for first time buyers, according to financial service Defaqto.

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Mortgagefirsttimebuyer, ftb, interest rates, mortgage, news, property, ukLeave a comment

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Recents Posts

  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 27, 2025 interestratesinfo 0

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