More than half of mortgage brokers (52%) expect at least two cuts before the end of February 2026, according to a survey from Landbay.
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Can you spot a mortgage red flag? New Rightmove tool lets buyers check if a bank is likely to lend on a home
Banks refuse loans on homes with short leases and above shops, for example.
Read MoreFive of big six mortgage lenders now have sub-4% rates as NatWest and Halifax cut
Lenders are cutting mortgage rates – though the best deals are only available to those buying homes
Read MoreI’ve got £4,000 of credit card debt will it stop me getting a mortgage?
I have got £4,000 of credit card debt that I am gradually but slowly paying back at a rate of about £150 per month.
Read MoreThe unusual mortgage payment trick that could clear debt five years earlier
Households may be able to save tens of thousands of pounds in mortgage interest payments by changing when they make their repayments.
Read MoreTop nine tips on accessing a mortgage as a first-time buyer
Getting that first foot on the UK property ladder can feel like an uphill struggle for first-time buyers with their dream home seeming tantalisingly out of reach.
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