The regulation of mortgage lending is key in determining the level to which buyers are able to stretch themselves to get on the housing ladder.
Read MoreChanges to mortgage regulation improve the outlook for the housing market
Tag: mortgage lending
Mortgage lending rules change could help first-time buyers
First-time buyers could get more access to mortgages after the Bank of England recommended a looser cap on riskier lending.
Read MoreHSBC relaxes affordability tests to boost FTB lending by up to £39,000
HSBC has eased stress test calculations for homebuyers and remortgagers, adding that the move will mean some first-time buyers will be able to borrow an extra £39,000.
Read MoreRegulators to consult over mortgage 4.5 times salary LTI threshold
Regulators will consult over raising the loan-to-income flow limit threshold in mortgage lending.
Read MoreMortgage rules could be eased to boost loans
Strict rules on mortgage lending could be loosened to allow more people to borrow for a home, as regulators respond to a call to boost the economy.
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