Major lenders including HSBC, Nationwide and Halifax have kicked off the new year by reducing rates on their fixed mortgage deals to as low as 3.5%. It’s good news for the 1.8 million people with existing fixes due to end in 2026. But where will rates go from here – and should you fix your mortgage now or wait?
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Should you choose a bank or a building society for your mortgage?
The latest Which? mortgage lender research can help you decide.
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House prices in the West Midlands are now at an average of almost £260,000, new figures reveal today.
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