UK Mortgage & Property Related News
The third reading of Renters’ Rights Bill passed the House of Lords on Monday (21 July). That means the bill will now ‘ping-pong’ between the MPs and peers until it becomes law.
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Almost 60% of landlords have already raised rents in the past year and over a third are planning further increases in the next six months, Lendlord reveals.
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I bought my first rental property when I was 19. That was decades ago, and like many of you reading this, I didn’t just build a property portfolio, I built a business. It’s been the foundation of my family’s security, my independence, and my identity. Now, as I watch my own children, aged 33 and 31, thrive in their own careers, I’ve found myself thinking more about what happens next. Not if. When. Because here’s the truth: I don’t want to run this business forever, and I don’t want it to be sold off the moment I’m gone either.
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Landbay has launched a summer special buy-to-let (BTL) range of standard products, with rate reductions by as much as 0.44% compared to existing product lines.
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Buy-to-lets have become less and less attractive in the last few years, but there are still some areas where landlords can realise rental yields of over 10%. We look at the UK’s buy-to-let hotspots.
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Experts are advising on what to keep an eye on when viewing properties to avoid potential future issues and costs.
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Mortgage borrowers can save £255 per month by opting for a 40-year mortgage term over a 25-year term, research shows.
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It now takes the average first-time buyer more than 12 years to save for a house deposit. But personal finance experts say issues such as your deposit, your credit score, and your loan-to-value ratio can make a huge difference, particularly when it comes to being approved for a mortgage, and then getting a good rate.
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Rachel Reeves revealed plans to allow renters to show they can afford a mortgage through paying rent on time. It’s a change Big Issue has long been calling for. Here’s what it could mean for your credit score.
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Best UK mortgage deals of the week, 24 July.
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