First-time buyers are borrowing through mortgages that last an average of 31 years as the affordability of homes remains a stretch.
Read MoreFirst-time buyers typically borrowing for 31 years
Tag: uk
What is New Build Boost and how does it compare to Help to Buy?
Gen H have launched their New Build Boost mortgage scheme in an effort to make homeownership more accessible. The scheme is modelled on the previous Help to Buy scheme, but how does it compare?
Read MoreRelaxed mortgage rules will boost first-time buyers but send house prices up, says report
Easing stringent mortgage stress testing rules could cause house prices and first-time buyer numbers to rise, according to research.
Read MoreHigh street banks are keen to hand mortgage borrowers £35,000 MORE: Here’s why
Banks are now allowing home buyers to borrow tens of thousands more when shopping for a mortgage.
Since March, multiple high street lenders have loosened their mortgage rules, allowing people to borrow more when buying a home.
Read MoreThe rent’s due: Why landlords must rethink risk in 2025
We’re at a crossroads in the UK rental sector. Economic pressures are building, regulatory reform is accelerating, and traditional ways of managing tenancy risk are quickly becoming outdated.
Read MoreCouncil officers go door-to-door to catch unlicensed landlords
Council officers patrolled the streets of north London son over the weekend to identify and take action against unlicensed landlords.
Read MoreBTL mortgage brokers ‘overwhelmingly’ recommend fixed-rates
Buy-to-let mortgage brokers are “overwhelmingly” recommending fixed-rate mortgages to landlords, with 5-year fixed products emerging as the top choice, research from Landbay has revealed.
Read MoreBTL lenders increase loan sizes and cut rates
More buy to let lenders are rolling out changes to their BTL and commercial mortgage offerings, increasing loan sizes, reducing rates and introducing tailored products.
Read MoreTop UK cities for landlords in 2026 revealed – and London doesn’t make the list
Buy-to-let lending is projected to reach £42 billion in 2026, marking an 11% rise on 2025 figures.
Read MoreRetirees continually turned away by high street lenders, Family BS reveals
Older borrowers with secure incomes are being refused the mortgages they want and can afford by the big six lenders, according to a mystery shopper survey conducted on behalf of the Family Building Society.
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