Household earning £60,000 a year could get a mortgage of nearly £420,000
Read MoreNew lender launches mortgages at seven times income – is it a good idea?
Category: Mortgage
Finance expert says don’t make this mortgage mistake as thousands overpaying £400 a month
Personal finance expert Aaron Peake says one mistake can leave you paying more than £129,000 over a 25-year term on a £200,000 mortgage
Read MoreBuying your first home in 2025? Here’s everything you need to know
You should be aware of extra costs beyond the deposit – and of what’s happening with interest rates
Read MoreMortgages under 4% are back but dangers lurk for borrowers
All major UK lenders are now offering fixed mortgage deals with an interest rate of less than 4%, but brokers say further cuts are not guaranteed.
Read MoreHSBC relaxes affordability tests to boost FTB lending by up to £39,000
HSBC has eased stress test calculations for homebuyers and remortgagers, adding that the move will mean some first-time buyers will be able to borrow an extra £39,000.
Read MoreThree-quarters of gig economy workers fear mortgage rejection
Around 70% of gig economy workers think their employment status has negatively impacted their ability to secure a mortgage.
Read MoreFive of big six mortgage lenders now have sub-4% rates as NatWest and Halifax cut
Lenders are cutting mortgage rates – though the best deals are only available to those buying homes
Read MoreMortgage ‘tweak’ could save you £15,000 in interest, finance expert says
A money expert has shared a little-known trick that could shave years off your home loan and save you thousands in interest, without needing to remortgage or find extra cash.
Read MoreFive ways for first-time buyers to get on the housing ladder
Mortgage rates are expected to come down over the next year, which could make owning a home a possibility for millions more people.
Read MoreHow much council tax will you have to pay on a second home?
Second home council tax will surge from April across many parts of England. It follows similar local authority changes in Scotland and Wales.
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