Personal finance expert Aaron Peake says one mistake can leave you paying more than £129,000 over a 25-year term on a £200,000 mortgage
Read MoreFinance expert says don’t make this mortgage mistake as thousands overpaying £400 a month
Category: Mortgage
Buying your first home in 2025? Here’s everything you need to know
You should be aware of extra costs beyond the deposit – and of what’s happening with interest rates
Read MoreMortgages under 4% are back but dangers lurk for borrowers
All major UK lenders are now offering fixed mortgage deals with an interest rate of less than 4%, but brokers say further cuts are not guaranteed.
Read MoreHSBC relaxes affordability tests to boost FTB lending by up to £39,000
HSBC has eased stress test calculations for homebuyers and remortgagers, adding that the move will mean some first-time buyers will be able to borrow an extra £39,000.
Read MoreThree-quarters of gig economy workers fear mortgage rejection
Around 70% of gig economy workers think their employment status has negatively impacted their ability to secure a mortgage.
Read MoreFive of big six mortgage lenders now have sub-4% rates as NatWest and Halifax cut
Lenders are cutting mortgage rates – though the best deals are only available to those buying homes
Read MoreMortgage ‘tweak’ could save you £15,000 in interest, finance expert says
A money expert has shared a little-known trick that could shave years off your home loan and save you thousands in interest, without needing to remortgage or find extra cash.
Read MoreFive ways for first-time buyers to get on the housing ladder
Mortgage rates are expected to come down over the next year, which could make owning a home a possibility for millions more people.
Read MoreHow much council tax will you have to pay on a second home?
Second home council tax will surge from April across many parts of England. It follows similar local authority changes in Scotland and Wales.
Read MoreThe homebuyers who lost thousands when their off-plan dream turned sour
Luciana and Enrico Marini lost more than £21,000 after they were unable to gain a mortgage on a home they were in the process of buying
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