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Category: Mortgage

Regulators to consult over mortgage 4.5 times salary LTI threshold

April 7, 2025April 7, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Regulators will consult over raising the loan-to-income flow limit threshold in mortgage lending.  

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MortgageBuilding Societies Association, FCA, Financial Conduct Authority, first time buyer, ftb, Henry Jordon, loan-to-income, LTI, mortgage, Mortgage Lenders Association, mortgage lending, Nationwide, news, property, regulator, uk, UK financeLeave a comment

Mortgage rates set to fall as tariffs spark predictions of more interest rate cuts in 2025

April 7, 2025April 7, 2025 interestratesinfo

One mortgage broker thinks we could see a 3.5% fixed rate mortgage soon.

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Mortgagebank of england, base rate, Donald Trump, fixed rate mortgage, lnterest Rates, mortgage, mortgage rates, news, property, uk, US tariffsLeave a comment

UK mortgages: warning over big fees as homebuying season arrives

April 7, 2025 interestratesinfo

UK mortgages: warning over big fees as homebuying season arrives
The sums lenders charge to secure the best rates have risen in the past five years – and can make a loan much more expensive

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Mortgagefirsttimebuyer, homebuying, housing market, mortgage, mortgage borrowing, mortgage lender, news, property, remortgaging, ukLeave a comment

Stamp duty: What is it, how much is it and how is it changing?

April 7, 2025April 7, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Home buyers in England and Northern Ireland will pay more stamp duty after 1 April, when two key thresholds are reduced.

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Mortgageapril, finance, first time buyer, freehold, leasehold, mortgage, news, property, Shared ownership, stamp duty, ukLeave a comment

Lender’s “unique” mortgage aims to attract first time buyers

March 31, 2025March 31, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Accord Mortgages is launching a unique mortgage range designed to help cover the cost of buying a first home, in particular the increased Stamp Duty Land Tax first-time buyers face from tomorrow.

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MortgageAccord Mortgages, cashback, finance, firsttimebuyer, mortgage, mortgage lenders, news, property, stamp duty, ukLeave a comment

How do no-deposit mortgages work and should I get one?

March 31, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Buying a house isn’t out of the question even if you can’t put down a deposit – but make sure you understand the risks and drawbacks before deciding if one is best for your situation

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Mortgagefirsttimebuyer, housing market, LTV, mortgage, mortgage deposit, mortgage market, news, no deposit mortgage, property, ukLeave a comment

Why porting a mortgage might be right for you when moving to a new home

March 31, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

If you’re moving house, there’s one extra item you might want to take with you – but you need to work out if it’s the best option

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Mortgagebase rate, home moving, interest rates, mortgage, mortgage rate, news, porting mortgage, property, ukLeave a comment

Spring Statement: What will it mean for mortgages and housing?

March 31, 2025March 31, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

The Chancellor Rachel Reeves has reinforced the government’s commitment to ‘get Britain building again’ as she delivered her Spring Statement today.

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Mortgagefirst time buyers, housing, Labour, mortgage, news, OBR, property, Rachel Reeves, Spring Statement, stamp duty, uk, UK governmentLeave a comment

Santander eases mortgage rules so it can lend up to £35,000 more

March 31, 2025March 31, 2025 interestratesinfo

Bank cuts its stress testing rate for home buyers after FCA urged lenders not to be ‘unduly restricting’

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MortgageFCA, finance, first time buyers, mortgage, mortgage lender, mortgage rules, news, property, Santander, ukLeave a comment

I’ve got £4,000 of credit card debt will it stop me getting a mortgage?

March 24, 2025March 24, 2025 interestratesinfo

I have got £4,000 of credit card debt that I am gradually but slowly paying back at a rate of about £150 per month.

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Mortgagecredit card, debt, Lender, mortgage, mortgage application, mortgage broker, mortgage deposit, mortgage rejection, news, property, stamp duty, ukLeave a comment

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Recents Posts

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