The regulation of mortgage lending is key in determining the level to which buyers are able to stretch themselves to get on the housing ladder.
Read MoreChanges to mortgage regulation improve the outlook for the housing market
Tag: FCA
Paying rent on time could finally start helping renters get a mortgage: ‘A very positive step’
Rachel Reeves revealed plans to allow renters to show they can afford a mortgage through paying rent on time. It’s a change Big Issue has long been calling for. Here’s what it could mean for your credit score.
Read MoreWarning over social media videos advising people to become landlords… by defrauding their mortgage lender
Brokers are warning people not to be taken in by some claims on social media
Read MoreIs it about to become easier to get a mortgage?
The FCA is urging lenders to ease affordability rules – here’s what it means for first-time buyers
Read MoreHSBC relaxes affordability tests to boost FTB lending by up to £39,000
HSBC has eased stress test calculations for homebuyers and remortgagers, adding that the move will mean some first-time buyers will be able to borrow an extra £39,000.
Read MoreRegulators to consult over mortgage 4.5 times salary LTI threshold
Regulators will consult over raising the loan-to-income flow limit threshold in mortgage lending.
Read MoreSantander eases mortgage rules so it can lend up to £35,000 more
Bank cuts its stress testing rate for home buyers after FCA urged lenders not to be ‘unduly restricting’
Read MoreBig rise in numbers paying mortgages into their 70s
There’s been a big rise in the number of people taking out mortgages with a term of 35 years or more, which will see them paying off their loans well into their 70s.
Read MoreMortgage rules could be eased to boost loans
Strict rules on mortgage lending could be loosened to allow more people to borrow for a home, as regulators respond to a call to boost the economy.
Read MoreThousands of homeowners urged to ‘lock in’ fixed-rate mortgages as arrears soar
Thousands of homeowners have been warned about mortgage arrears, as new figures show huge numbers are struggling to make repayments.
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