Major lenders including HSBC, Nationwide and Halifax have kicked off the new year by reducing rates on their fixed mortgage deals to as low as 3.5%. It’s good news for the 1.8 million people with existing fixes due to end in 2026. But where will rates go from here – and should you fix your mortgage now or wait?
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Should you choose a bank or a building society for your mortgage?
The latest Which? mortgage lender research can help you decide.
Read MoreTwo major banks CUT mortgage rates after inflation stalls
Other mortgage lenders are tipped to follow, says one mortgage expert.
Read MoreHSBC hikes mortgage rates as other lenders hold deals
Best UK mortgage deals of the week, 16 October.
Read MoreNationwide cuts mortgage rates as other lenders hold or raise deals
Best UK mortgage deals of the week, 9 October.
Read MoreHSBC UK introduces top slicing for BTL landlords
HSBC UK has increased support for landlords by expanding the accessibility of its buy-to-let (BTL) mortgages with the introduction of top slicing.
Read MoreHSBC lowers mortgage rates as other lenders hold deals steady
Best UK mortgage deals of the week, 2 October.
Read MoreLenders raise mortgage rates ahead of interest rate decision
Best UK mortgage deals of the week, 11 September.
Read MoreBarclays hikes and Halifax cuts mortgage rates as low-deposit mortgage choice hits 17-year high
Best UK mortgage deals of the week, 4 September.
Read MoreBanks will offer first-time buyers ‘more firepower’ to get on property ladder
HSBC UK and First Direct have announced changes to their mortgage lending policies, to help some buyers take out bigger loans.
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