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Tag: mortgage application

9 bank statement red flags that could jeopardise your mortgage

September 22, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

When applying for a mortgage your bank statement will go under the spotlight. Here’s how to ensure there are no howlers that might harm your application.

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Mortgagefinance, first time buyer, mortgage, mortgage application, mortgage tips, news, property, ukLeave a comment

My income is topped up with universal credit. Can I still get a mortgage?

June 17, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Question: I am trying to apply for a mortgage, and though I work, part of my income is topped up with universal credit (UC). How will this affect my income as assessed by a mortgage lender and will it affect eligibility?

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Mortgagefinance, mortgage, mortgage application, news, property, UC, uk, Universal CreditLeave a comment

Three-quarters of gig economy workers fear mortgage rejection

April 22, 2025April 22, 2025 interestratesinfo

Around 70% of gig economy workers think their employment status has negatively impacted their ability to secure a mortgage.

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Mortgagefinance, first time buyer, gig economy, mortgage, mortgage application, mortgage lender, mortgage rejection, news, property, ukLeave a comment

I’ve got £4,000 of credit card debt will it stop me getting a mortgage?

March 24, 2025March 24, 2025 interestratesinfo

I have got £4,000 of credit card debt that I am gradually but slowly paying back at a rate of about £150 per month.

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Mortgagecredit card, debt, Lender, mortgage, mortgage application, mortgage broker, mortgage deposit, mortgage rejection, news, property, stamp duty, ukLeave a comment

The BIG mistakes people make when applying for a mortgage, according to experts

March 10, 2025March 10, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Gifted funds, signs of gambling or changing jobs can all hurt an application

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Mortgagecredit report, debts, electoral roll, firsttimebuyer, gambling, gifted funds, mortgage, mortgage application, mortgage desporit, mortgage lenders, mortgage mistakes, news, property, self employedLeave a comment

UK housebuyers warned over eight reasons mortgage could be rejected

February 3, 2025February 3, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Four out of every 10 first-time buyers have had their first attempt at getting a mortgage turned down.

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Mortgagefinance, firsttimebuyer, homebuyer, mortgage, mortgage application, mortgage deposit, mortgage rejection, news, property, self-employed, ukLeave a comment

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Recents Posts

  • October 6, 2025 interestratesinfo 0

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