It is the latest mortgage lender to cut rates below 4%
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First time buyers explain exactly how they got on the property ladder
Fed up with moving from rental to rental, marketing executive Angelika Smith felt that the time was right to buy a place of her own.
Read MoreNew lender launches mortgages at seven times income – is it a good idea?
Household earning £60,000 a year could get a mortgage of nearly £420,000
Read MoreFinance expert says don’t make this mortgage mistake as thousands overpaying £400 a month
Personal finance expert Aaron Peake says one mistake can leave you paying more than £129,000 over a 25-year term on a £200,000 mortgage
Read MoreBuying your first home in 2025? Here’s everything you need to know
You should be aware of extra costs beyond the deposit – and of what’s happening with interest rates
Read MoreMortgages under 4% are back but dangers lurk for borrowers
All major UK lenders are now offering fixed mortgage deals with an interest rate of less than 4%, but brokers say further cuts are not guaranteed.
Read MoreHSBC relaxes affordability tests to boost FTB lending by up to £39,000
HSBC has eased stress test calculations for homebuyers and remortgagers, adding that the move will mean some first-time buyers will be able to borrow an extra £39,000.
Read MoreThree-quarters of gig economy workers fear mortgage rejection
Around 70% of gig economy workers think their employment status has negatively impacted their ability to secure a mortgage.
Read MoreFive of big six mortgage lenders now have sub-4% rates as NatWest and Halifax cut
Lenders are cutting mortgage rates – though the best deals are only available to those buying homes
Read MoreMortgage ‘tweak’ could save you £15,000 in interest, finance expert says
A money expert has shared a little-known trick that could shave years off your home loan and save you thousands in interest, without needing to remortgage or find extra cash.
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