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Wednesday, November 5, 2025
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  • Renter’s Rights Bill to become law as it heads for Royal Assent
  • Budget watch: what landlords should look for ahead of 26 November
  • Social landlords in England now forced to fix emergencies within 24 hours
  • The silver surge: how pension-age landlords could gain an edge in the buy-to-let market
  • Buy-To-Let Rates: Where Are They Heading?

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Older first-time buyers and longer mortgage terms rising in popularity are risking debt into retirement

June 17, 2025June 17, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

According to research from Sprive, of the 827,000 first-time buyers who bought with a mortgage in 2023-24, 11.5% were aged 45 or over. This is almost triple the 3.6% figure recorded in 2019-20.

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Mortgagefinance, first time buyers, mortgage, mortgage terms, news, property, Sprive, ukLeave a comment

Mortgage guarantee scheme to be made permanent from July

June 17, 2025June 17, 2025 interestratesinfo

The mortgage guarantee scheme which helps buyers with a small deposit purchase a property is being extended permanently, the government revealed yesterday.

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Mortgagefinance, mortgage, mortgage guarantee scheme, news, property, Rachel Reeves, smaller deposits, Spending Review, uk, UK governmentLeave a comment

My income is topped up with universal credit. Can I still get a mortgage?

June 17, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Question: I am trying to apply for a mortgage, and though I work, part of my income is topped up with universal credit (UC). How will this affect my income as assessed by a mortgage lender and will it affect eligibility?

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Mortgagefinance, mortgage, mortgage application, news, property, UC, uk, Universal CreditLeave a comment

Interest rates set to be held at 4.25 per cent – what it means for mortgages

June 17, 2025June 17, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

The Bank of England will hold interest rates at 4.25 per cent on Thursday, economists predict, which could mean higher mortgage rates for longer.

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Mortgagebank of england, finance, first time buyer, interest rates, Landlords, mortgage, news, property, ukLeave a comment

Renters Rights Bill might destabilise housing market says data expert

June 9, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

A co-creator of the Halifax house price index is warning that Angela Rayner’s Renters Rights Bill could destabilise the housing market.

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Real EstateBuy-To-let, finance, Landlords, news, property, Rent, Renter's Rights Bill, uk, UK government, UK Housing MarketLeave a comment

Rise in young people becoming landlords instead of home owners

June 9, 2025June 9, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Claim is made by NI agent John Minnis, who says his estate agency has seen more 20 and 30-year-olds investing in BTL instead of buying their own home.

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Real EstateBuy-To-let, estate agency, homeownership, landlord, Landlords, news, property, Rent, ukLeave a comment

‘Make or Break’ Spending Review: What it means for landlords

June 9, 2025 interestratesinfo

As Chancellor, Rachel Reeves, prepares to unveil her first Spending Review, public affairs manager, Ellie Bateman, highlights some of the difficult decisions being made that will shape public spending over the coming years – and how these could impact you as a landlord.

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Real EstateBuy-To-let, Landlords, LHA, news, NRLA, property, Rent, Spending Reviews, uk, UK governmentLeave a comment

New mortgage for HMOs based on EPC rating and council licensing

June 9, 2025June 9, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Specialist mortgage lender Pepper Money has launched its new product for Houses of Multiple Occupation. 

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Real EstateBuy-To-let, EPC, finance, HMO, Landlords, news, property, Rent, ukLeave a comment

A third of Britons want to own a buy-to-let… but is it still a good idea?

June 9, 2025June 9, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Taxes, regulations and mortgage costs are making it tougher to make a profit

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Real EstateBuy-To-let, finance, house prices, Landlords, news, property, real estate, Rent, rents, Tenants, ukLeave a comment

6 ways first-time buyers can boost their credit score

June 9, 2025June 9, 2025 interestratesinfo

A top tip for first-time buyers wondering how to get the best mortgage rate possible to work on boosting your credit rating.

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Mortgagecredit score, first time buyer, mortgage, news, property, repayments, ukLeave a comment

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Recents Posts

  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
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