Find out the best rates in February for first-time buyers, home movers and remortgagers, plus what to look for when comparing deals
Read MoreBest mortgage rates February 2025
Category: Mortgage
How much stamp duty will first-time buyers pay in 2025?
First-time buyers can claim a stamp duty discount when buying a home. But the threshold at which you start paying is set to change from £425,000 to £300,000 on April 1.
Read MoreMortgage repayment struggles hit one in 10: How to get help
One in 10 homeowners are struggling to meet their mortgage repayments, according to a survey published this week.
Read MoreCheapest mortgage rates on the market are now three-year fixes
They may be less common than two or five-year deals, but three-year fixed rate mortgages are now the cheapest on the market.
Read MoreIs now a good time to buy a house?
The uncertainty of the general election and Autumn Budget are out of the way and interest rates have been cut, so is now the right time to buy a new home?
Read MoreMortgage repayments eat into a third of first-time buyers’ pay
Homebuying has been branded ‘prohibitively expensive’ as it emerged a first-time buyer must devote 36% of their take-home pay to fund their mortgage repayments.
Read MoreNationwide’s new mortgage rule gives first-time buyers less of a helping hand
Nationwide has dealt first-time buyers on modest incomes a blow by upping the minimum income threshold on its sole applicant Helping Hand mortgage from £35,000 to £40,000.
Read MoreBig rise in numbers paying mortgages into their 70s
There’s been a big rise in the number of people taking out mortgages with a term of 35 years or more, which will see them paying off their loans well into their 70s.
Read MoreBritain’s biggest mortgage lender expects three interest rate cuts this year
The boss of Britain’s biggest mortgage lender has told Sky News he expects three interest rate cuts this year, bringing some relief to borrowers and mortgage holders.
Read MoreTop nine tips on accessing a mortgage as a first-time buyer
Getting that first foot on the UK property ladder can feel like an uphill struggle for first-time buyers with their dream home seeming tantalisingly out of reach.
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