More than half of mortgage brokers (52%) expect at least two cuts before the end of February 2026, according to a survey from Landbay.
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Best mortgage lenders 2025
Discover the best mortgage lenders based on a combination of Which? expert deal analysis and real-life customer reviews.
Read MoreThis week’s best mortgage deals include a 3.76% rate for first-time buyers
Best UK mortgage deals of the week, 24 July.
Read MoreMultiple lenders slash rates as mortgage competition intensifies
Coventry for intermediaries – the broker facing arm of Coventry Building Society – has cut all of its limited company BTL rates by up to 0.19 percentage points. The cuts are on both remortgage and purchases applications and include two- and five-year fixed rates.
Read MoreBuy-to-let mortgage rates fall: Which deals are lowest?
Buy-to-let mortgage options have become more abundant and typical rates for two-year deals have fallen below 5%.
Read MoreHow choosing the right mortgage lender could allow a first-time buyer to borrow £124,000 more
A study tested a typical couple against nine mortgage lenders’ calculators.
Read MoreRetirees continually turned away by high street lenders, Family BS reveals
Older borrowers with secure incomes are being refused the mortgages they want and can afford by the big six lenders, according to a mystery shopper survey conducted on behalf of the Family Building Society.
Read MoreBarclays brings in new £30,750 rule with thousands of customers affected
It has reduced its ‘stress rates’ – the hypothetical higher rates which customers’ finances are scrutinised against.
Read MoreCould NatWest’s family mortgage blast your adult children on to the housing ladder?
If you dream of helping your child on to the property ladder but don’t have buckets of cash to give or lend them for a deposit then you might consider becoming a ‘booster’ on their mortgage application.
Read MoreCan you spot a mortgage red flag? New Rightmove tool lets buyers check if a bank is likely to lend on a home
Banks refuse loans on homes with short leases and above shops, for example.
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