Lender Gen H will give them up to 80% of the loan on an interest-only basis.
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Mortgage with your mum? The rise in families buying together
First-time buyers are increasingly looking to open a joint-mortgage with a parent to get a foot on the property ladder – a step along from the old bank of mum and dad idea.
Read MoreBrokers expect two rate cuts over next six months: Landbay
More than half of mortgage brokers (52%) expect at least two cuts before the end of February 2026, according to a survey from Landbay.
Read MoreBest mortgage lenders 2025
Discover the best mortgage lenders based on a combination of Which? expert deal analysis and real-life customer reviews.
Read MoreThis week’s best mortgage deals include a 3.76% rate for first-time buyers
Best UK mortgage deals of the week, 24 July.
Read MoreMultiple lenders slash rates as mortgage competition intensifies
Coventry for intermediaries – the broker facing arm of Coventry Building Society – has cut all of its limited company BTL rates by up to 0.19 percentage points. The cuts are on both remortgage and purchases applications and include two- and five-year fixed rates.
Read MoreBuy-to-let mortgage rates fall: Which deals are lowest?
Buy-to-let mortgage options have become more abundant and typical rates for two-year deals have fallen below 5%.
Read MoreHow choosing the right mortgage lender could allow a first-time buyer to borrow £124,000 more
A study tested a typical couple against nine mortgage lenders’ calculators.
Read MoreRetirees continually turned away by high street lenders, Family BS reveals
Older borrowers with secure incomes are being refused the mortgages they want and can afford by the big six lenders, according to a mystery shopper survey conducted on behalf of the Family Building Society.
Read MoreBarclays brings in new £30,750 rule with thousands of customers affected
It has reduced its ‘stress rates’ – the hypothetical higher rates which customers’ finances are scrutinised against.
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