Buy-to-let landlords are being hit by higher interest rates, higher costs and a less friendly tax regime.
Read MoreThe best buy-to-let mortgages for landlords: Should they fix or risk a tracker?
Tag: mortgage
HSBC debuts high earner product, cuts resi rates
HSBC will introduce a new fixed-rate product for high earners and launch a range of residential rate cuts on Monday.
Read MoreThe First Homes government scheme: half-price homes for first-time buyers
First Homes launched in 2021 to help local first-time buyers and key workers onto the property ladder by offering new-build homes at a 30% – 50% discount.
Read MoreMortgage sector cheered by latest upbeat housing market data
The mortgage sector has reacted positively to the latest house price data.
Read MoreStamp duty changes ‘will motivate’ first time buyer boom in early 2025, lender says
Looming changes to stamp duty will give first-time buyers “greater motivation” to get on the housing ladder, British bank Halifax has said.
Read MoreUK households set to wake up to £500-per-month hike in mortgage
UK households have been warned MILLIONS could see hikes to their mortgage repayments over the next three years.
Read MoreRenters’ Rights Bill update: more progress expected this month
The Renters’ Rights Bill – previously titled the Renters’ Reform Bill under the Conservative government – has been named as a priority for Labour with a new key date now revealed.
Read MoreFirst-time buyers moving back home get on property ladder 4.5 years faster
First-time buyers who are still living at home with parents are able to get onto the property ladder four-and-a-half years sooner than their renting counterparts, research from a broker found.
Read More10 schemes every first-time buyer should know about
As first-time buyers currently make up over a third of mortgage activity, Miller Countrywide estate agency is encouraging anyone aspiring to buy their first home to do their research and look at all the options available to help them take their first step onto the property ladder.
Read MoreMortgage market set for a rebound in 2025
The UK mortgage market is poised for growth in 2025, with lending activity expected to rebound amid improving economic conditions and stabilising interest rates.
According to the latest report from the Intermediary Mortgage Lenders Association (IMLA), gross mortgage lending is projected to increase by 16% to £275 billion, up from £237.5 billion in 2024. This growth is attributed to easing affordability pressures and greater demand for remortgaging as rates settle between 3% and 4%.
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