The boss of Britain’s biggest mortgage lender has told Sky News he expects three interest rate cuts this year, bringing some relief to borrowers and mortgage holders.
Read MoreAuthor: interestratesinfo
HMRC fines landlord £1,600 despite admitting he owes ‘no tax’
Mohammad Muhsen Yaqoobi has been issued a brutal fine by the taxman and government tax department after he failed to complete his 2020 to 2021 tax return on time.
Read MoreThe era of the small landlord is over – it might change housing for the better
Labour’s Renters’ Rights Bill moves a step closer to law today as it passed its third and final reading in the Commons. From here, it will go to the Lords.
Read MoreExploring the Buzz Around HMO Housing
Houses in Multiple Occupation (HMOs) have been a cornerstone of the UK rental market, offering affordable housing options for tenants and profitable investment opportunities for landlords.
Read MoreLandlords: Would you start in BTL in 2025 if given the choice?
Despite a growing landlord exodus – which the housing minister Matthew Pennycook disbelieves – would you start as a landlord in 2025? There are reasons for and against. I’d like to hear your views because I try – honestly! – to remain positive despite what is regularly being thrown our way.
Read MoreRenters Rights Bill forces more buy to lets on to the market – claim
Landwood Group says it’s seeing a rise in the number of landlords coming to auction their properties, finding it too challenging to continue operating.
Read MoreTop nine tips on accessing a mortgage as a first-time buyer
Getting that first foot on the UK property ladder can feel like an uphill struggle for first-time buyers with their dream home seeming tantalisingly out of reach.
Read MoreCan first-time buyers still buy a home before stamp duty jumps on 1 April?
First-time buyers are rushing to purchase homes before the stamp duty they need to pay rises.
Read MoreFour major mortgage lenders all increase rates at the same time: Here’s why more may follow…
Major banks have begun increasing mortgage rates in response to renewed economic uncertainty.
Read MoreWill UK Mortgages Get Cheaper in 2025?
Earlier this week we published an outlook for UK house prices. Now we look at mortgages, a key driver of housing market activity. Without the £1.7 trillion of mortgage finance, the whole ecosystem can’t function effectively. And that financing suddenly got more expensive in 2022 after a rapid increase in interest rates. While mortgage rates started to fall in 2024, there are some risks to the narrative that affordability will improve significantly this year. A surprise curveball has come from the UK government bond market in recent weeks.
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