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Thursday, October 23, 2025
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  • Huge £100,000-plus fine for landlords flouting planning laws
  • Top finance chief warns Reeves off “damaging” landlord taxes
  • Bank slashes rates as BTL mortgage competition hots up
  • Date set for very final debate on Renters Rights Bill
  • New mortgage products allow landlords to avoid long lock-ins

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  • October 20, 2025 interestratesinfo 0
    Is remortgaging a good or bad idea?
    You’ve come to the end of your mortgage deal – so what’s...
    Mortgage 
  • October 20, 2025 interestratesinfo 0
    What next for mortgage rates – and how long should you fix for?
    Mortgage rates are on the rise for the first time in eight...
    Mortgage 
  • October 20, 2025 interestratesinfo 0
    Two thirds of first-time buyers are overpaying their mortgage
    As many as 67% of first-time buyer are making overpayments on their...
    Mortgage 
  • October 20, 2025 interestratesinfo 0
    Risk to mortgage borrowers if Cash ISA allowance is cut
    Slashing the cash ISA limit to £10k could harm mortgage borrowers as...
    Mortgage 
  • October 20, 2025 interestratesinfo 0
    HSBC hikes mortgage rates as other lenders hold deals
    Best UK mortgage deals of the week, 16 October.
    Mortgage 
Is remortgaging a good or bad idea?

Is remortgaging a good or bad idea?

October 20, 2025 0
What next for mortgage rates – and how long should you fix for?

What next for mortgage rates – and how...

October 20, 2025 0
Two thirds of first-time buyers are overpaying their mortgage

Two thirds of first-time buyers are overpaying their...

October 20, 2025 0
Risk to mortgage borrowers if Cash ISA allowance is cut

Risk to mortgage borrowers if Cash ISA allowance...

October 20, 2025 0

Mortgage

  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    Is remortgaging a good or bad idea?

    You’ve come to the end of your mortgage deal – so what’s next?
    Mortgage 
  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    What next for mortgage rates – and how long should you fix for?

    Mortgage rates are on the rise for the first time in eight months, as lenders exercise...
    Mortgage 
  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    Two thirds of first-time buyers are overpaying their mortgage

    As many as 67% of first-time buyer are making overpayments on their mortgage with many hoping...
    Mortgage 
  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    Risk to mortgage borrowers if Cash ISA allowance is cut

    Slashing the cash ISA limit to £10k could harm mortgage borrowers as well as savers, building...
    Mortgage 

Real Estate

  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    Huge £100,000-plus fine for landlords flouting planning laws

    Two landlords who unlawfully converted a family home into flats without planning permission have been ordered to pay over £100,000.
    Real Estate 
  • October 20, 2025 interestratesinfo 0

    Top finance chief warns Reeves off “damaging” landlord taxes

    Possible tax hikes on the private rented sector are “economically damaging” and based on a lack...
    Real Estate 
  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    Bank slashes rates as BTL mortgage competition hots up

    United Trust Bank has announced substantial rate reductions of up to 190bps across a selection of...
    Real Estate 
  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    Date set for very final debate on Renters Rights Bill

    The Renters Rights Bill will be back in the Commons for final approval on Wednesday.
    Real Estate 

Finance

  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    September 22, 2025 interestratesinfo 0

    Interest rates held at 4%: Will it impact savings and mortgages?

    The Bank of England has held interest rates at 4% offering some relief to savers and disappointment for borrowers.
    Finance Mortgage 
  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    September 15, 2025 interestratesinfo 0

    When will UK interest rates fall further? Latest Bank of England predictions

    The Bank of England’s next interest rate meeting will take place on 18 September. With inflation...
    Finance 
  • September 8, 2025 interestratesinfo 0

    What to Know About Stamp Duty and How to Avoid Falling Foul of the Rules

    Angela Rayner has disclosed she underpaid stamp duty, described by an expert as a ‘confusing mess’
    Finance 
  • September 1, 2025 interestratesinfo 0

    Zoopla: Property tax speculation creates uncertainty for a third of home buyers

    Property tax rumours could impact homes valued at over £500,000, potentially triggering a housing market slowdown,...
    Finance Mortgage 

Renters’ Rights Bill could spark ‘landlord exodus’ and harm tenants

April 22, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

As the House of Lords prepares to examine the Renters’ Rights Bill today (22 April), property experts are sounding the alarm over its potential to harm the tenants it aims to protect. 

Read More
Real EstateBuy-To-let, Landlords, news, property, PRS, Rent, Renter's Rights Bill, Tenants, ukLeave a comment

Landlords less likely to win appeals again improvements notices after tribunal ruling

April 22, 2025April 22, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Landlords are less likely to win their appeal against an improvement notice following an Upper Tribunal ruling.

Read More
Real EstateBuy-To-let, finance, Landlords, news, property, property inspections, ukLeave a comment

Letting our home: Do we need to switch to a buy-to-let mortgage?

April 22, 2025April 22, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

What happens to your mortgage if you decide to let out your home for several years whilst you work abroad? This is the question Darren Polson is tackling in this week’s Ask the Expert feature

Read More
Real EstateBuy-To-let, finance, news, remortgage, Rent, ukLeave a comment

BTL landlords will ‘continue to prosper’ despite new bill

April 22, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Investing in the buy-to-let sector will almost certainly continue to prove profitable for many investors even when the proposed Renter’s Rights Bill (RRB) passes into law, research by FCC Paragon suggests.

Read More
Real EstateBTL, Buy-To-let, finance, Landlords, news, property, property market, Rent, rental market, rental yields, ukLeave a comment

The areas of the market where landlords can find the best yields are revealed

April 22, 2025April 22, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Landlords should target student housing and build-to-rent (BTR) if they want a secure investment with decent yields but consider shopping and leisure centres if they’re prepared to take a risk for the highest returns.

Read More
Real Estatefinance, HMO, Landlords, news, property, Rent, rental yields, Tenants, ukLeave a comment

HSBC relaxes affordability tests to boost FTB lending by up to £39,000

April 22, 2025April 22, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

HSBC has eased stress test calculations for homebuyers and remortgagers, adding that the move will mean some first-time buyers will be able to borrow an extra £39,000.

Read More
MortgageFCA, first time buyer, ftb, HSBC, mortgage, mortgage lending, news, property, ukLeave a comment

Three-quarters of gig economy workers fear mortgage rejection

April 22, 2025April 22, 2025 interestratesinfo

Around 70% of gig economy workers think their employment status has negatively impacted their ability to secure a mortgage.

Read More
Mortgagefinance, first time buyer, gig economy, mortgage, mortgage application, mortgage lender, mortgage rejection, news, property, ukLeave a comment

Five of big six mortgage lenders now have sub-4% rates as NatWest and Halifax cut

April 22, 2025April 22, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Lenders are cutting mortgage rates – though the best deals are only available to those buying homes

Read More
Mortgagehalifax, HSBC, mortgage, mortgage broker, mortgage lenders, Natwest, news, property, ukLeave a comment

Mortgage ‘tweak’ could save you £15,000 in interest, finance expert says

April 22, 2025April 22, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

A money expert has shared a little-known trick that could shave years off your home loan and save you thousands in interest, without needing to remortgage or find extra cash.

Read More
Mortgagebi-weekly payments, mortgage, news, overpayments, property, remortgage, uk, windfallsLeave a comment

Five ways for first-time buyers to get on the housing ladder

April 22, 2025 interestratesinfo
Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers

Mortgage rates are expected to come down over the next year, which could make owning a home a possibility for millions more people.

Read More
Mortgagefirst time buyer, firsttimebuyer, low-deposit mortgage, mortgage, news, property, Shared ownership, ukLeave a comment

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Recents Posts

  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    Huge £100,000-plus fine for landlords flouting planning laws

    Two landlords who unlawfully converted a family home into flats without planning permission have been ordered...
    Real Estate 
  • October 20, 2025 interestratesinfo 0

    Top finance chief warns Reeves off “damaging” landlord taxes

    Possible tax hikes on the private rented sector are “economically damaging” and based on a lack...
    Real Estate 
  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    Bank slashes rates as BTL mortgage competition hots up

    United Trust Bank has announced substantial rate reductions of up to 190bps across a selection of...
    Real Estate 

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Finance

  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    September 22, 2025 interestratesinfo 0

    Interest rates held at 4%: Will it impact savings and mortgages?

    The Bank of England has held interest rates...
    Finance Mortgage 
  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    September 15, 2025 interestratesinfo 0

    When will UK interest rates fall further? Latest Bank of England predictions

    The Bank of England’s next interest rate meeting...
    Finance 
  • September 8, 2025 interestratesinfo 0

    What to Know About Stamp Duty and How to Avoid Falling Foul of the Rules

    Angela Rayner has disclosed she underpaid stamp duty,...
    Finance 

Real Estate

  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    Huge £100,000-plus fine for landlords flouting planning laws

    Two landlords who unlawfully converted a family home...
    Real Estate 
  • October 20, 2025 interestratesinfo 0

    Top finance chief warns Reeves off “damaging” landlord taxes

    Possible tax hikes on the private rented sector...
    Real Estate 
  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    Bank slashes rates as BTL mortgage competition hots up

    United Trust Bank has announced substantial rate reductions...
    Real Estate 

Mortgage

  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    Is remortgaging a good or bad idea?

    You’ve come to the end of your mortgage...
    Mortgage 
  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    What next for mortgage rates – and how long should you fix for?

    Mortgage rates are on the rise for the...
    Mortgage 
  • Interest-Rates.Info - UK Mortgage & Property News - Birmingham Money - West Bromwich Money - Mortgage Brokers
    October 20, 2025 interestratesinfo 0

    Two thirds of first-time buyers are overpaying their mortgage

    As many as 67% of first-time buyer are...
    Mortgage 

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