Question: I am trying to apply for a mortgage, and though I work, part of my income is topped up with universal credit (UC). How will this affect my income as assessed by a mortgage lender and will it affect eligibility?
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Interest rates set to be held at 4.25 per cent – what it means for mortgages
The Bank of England will hold interest rates at 4.25 per cent on Thursday, economists predict, which could mean higher mortgage rates for longer.
Read MoreRenters Rights Bill might destabilise housing market says data expert
A co-creator of the Halifax house price index is warning that Angela Rayner’s Renters Rights Bill could destabilise the housing market.
Read MoreNew mortgage for HMOs based on EPC rating and council licensing
Specialist mortgage lender Pepper Money has launched its new product for Houses of Multiple Occupation.
Read MoreA third of Britons want to own a buy-to-let… but is it still a good idea?
Taxes, regulations and mortgage costs are making it tougher to make a profit
Read MoreThe best mortgage rates for first-time buyers: What deals are available and how long should you fix for?
If you’re hoping to buy your first home soon, searching for the best mortgage rates for first-time buyers is an essential part of the process.
Read MoreUK mortgage guarantee scheme due to end with no news on replacement
More than 53,000 mortgages have been completed using scheme, which encourages lenders to offer up to 95% loans.
Read MoreWhen will interest rates go down again?
The Bank of England has cut interest rates from 4.5% to 4.25% at its latest meeting in May – the second reduction in 2025.
Read MoreHow do you stay on top of landlord admin?
Hi all, I’m genuinely curious how you all are managing everything as landlords these days. Just want to compare notes with others in the same boat.
Read MoreLandlords WILL be allowed to raise rents to pay for EPC upgrades
The government has admitted that landlords can raise rents to pay for costly EPC upgrades.
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