Houses in Multiple Occupation (HMOs) have been a cornerstone of the UK rental market, offering affordable housing options for tenants and profitable investment opportunities for landlords.
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Landlords: Would you start in BTL in 2025 if given the choice?
Despite a growing landlord exodus – which the housing minister Matthew Pennycook disbelieves – would you start as a landlord in 2025? There are reasons for and against. I’d like to hear your views because I try – honestly! – to remain positive despite what is regularly being thrown our way.
Read MoreRenters Rights Bill forces more buy to lets on to the market – claim
Landwood Group says it’s seeing a rise in the number of landlords coming to auction their properties, finding it too challenging to continue operating.
Read MoreTop nine tips on accessing a mortgage as a first-time buyer
Getting that first foot on the UK property ladder can feel like an uphill struggle for first-time buyers with their dream home seeming tantalisingly out of reach.
Read MoreCan first-time buyers still buy a home before stamp duty jumps on 1 April?
First-time buyers are rushing to purchase homes before the stamp duty they need to pay rises.
Read MoreFour major mortgage lenders all increase rates at the same time: Here’s why more may follow…
Major banks have begun increasing mortgage rates in response to renewed economic uncertainty.
Read MoreWill UK Mortgages Get Cheaper in 2025?
Earlier this week we published an outlook for UK house prices. Now we look at mortgages, a key driver of housing market activity. Without the £1.7 trillion of mortgage finance, the whole ecosystem can’t function effectively. And that financing suddenly got more expensive in 2022 after a rapid increase in interest rates. While mortgage rates started to fall in 2024, there are some risks to the narrative that affordability will improve significantly this year. A surprise curveball has come from the UK government bond market in recent weeks.
Read MoreMortgage rules could be eased to boost loans
Strict rules on mortgage lending could be loosened to allow more people to borrow for a home, as regulators respond to a call to boost the economy.
Read MoreTenancy Fraud – report identifies scammers and their tricks
A tenant referencing PropTech firm claims the lettings industry is facing a growing threat from fraud.
Read MoreLandlords to be banned from demanding several months’ rent in advance
A new law could stop landlords from demanding several months’ rent up-front payments from new tenants.
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